You may be entitled to workers’ compensation benefits if you’ve been injured at work. These benefits can help you cover your medical expenses and lost wages while you recover from your injury. However, sometimes insurance companies make mistakes and underpay workers’ compensation claims.
If you think your workers’ compensation claim has been underpaid, there are a few steps you can take to try to get the full amount you’re entitled to. This blog will explain what to do if your workers’ compensation claim is underpaid.
What is Underpayment?
Underpayment occurs when the insurance company does not pay the full amount of benefits you are owed. This can happen for a variety of reasons, including:
- The insurance company made a mistake when calculating your benefits.
- Your employer did not withhold the proper insurance premiums from your paycheck.
- Your employer lied to the insurance company about the details of your injury.
What are the Effects of Workers’ Compensation Claim Underpayment?
Underpayment of workers’ compensation claims can have a serious financial impact on injured workers and their families. Some of the effects of underpayment include:
- Inability to pay for necessary medical treatment
- Inability to pay daily living expenses
- Increased stress and anxiety
What to Do If Your Workers’ Compensation Claim Is Underpaid?
If you think your workers’ compensation claim has been underpaid, there are a few steps you can take to try to get the full amount you’re entitled to.
- File an appeal: If you think your benefits have been wrongfully denied or terminated, you can file an appeal with your state’s workers’ compensation board.
- Hire an attorney: An experienced workers’ compensation attorney can help you navigate the appeals process and fight for the full amount of benefits you’re entitled to.
- File a complaint: If you think your employer or the insurance company has acted illegally, you can file a complaint with your state’s workers’ compensation board.
How to File a Complaint to the State Workers’ Compensation Board?
To file a complaint with the state workers’ compensation board, you must fill out a complaint form and submit it to the board. The complaint form will ask for your contact information, a description of your problem, and other relevant information.
After you submit the complaint form, the board will investigate your claim and decide whether or not to take action. If they decide to take action, they may order the insurance company to pay your benefits or take other disciplinary action against your employer.
Tips for Avoiding Workers’ Compensation Underpayment
There are a few things you can do to avoid being underpaid on your workers’ compensation claim:
- Make sure you report your injury to your employer as soon as possible.
- Keep track of all your medical appointments and treatment.
- Keep copies of all your medical bills and records.
- If you have any questions about your benefits, don’t hesitate to ask your employer or the insurance company for clarification.
How Can a Workers’ Compensation Attorney Help?
If you’ve been injured at work, you may be entitled to workers’ compensation benefits. These benefits can help you cover your medical expenses and lost wages while you recover from your injury. However, sometimes insurance companies make mistakes and underpay workers’ compensation claims.
An experienced workers’ compensation attorney can help you if you think your workers’ compensation claim has been underpaid. Here are five ways a workers’ compensation attorney can help:
- They can help you understand the workers’ compensation process
- They can help you gather the necessary evidence to support your claim
- They can help you file an appeal if your claim has been denied
- They can help you negotiate with the insurance company
- They can take your case to court if necessary
If you’ve been injured at work, don’t try to tackle the workers’ compensation process on your own. Hire an experienced workers’ compensation attorney to help you get the full amount of benefits you’re entitled to.
If you believe your workers’ compensation claim has been underpaid, you can do a few things. First, you should contact your employer or insurance company to try and resolve the issue. If you can still not get a fair settlement, you can visit us at 2H Law (619) 374-9320 We can help you determine if you have a case and, if so, fight for the compensation you deserve.
